Ayushman Bharat Pradhan Mantra Jan Arogya Yojana (PMJAY) is a revolutionary health insurance scheme that was launched by the government of India. It aims to provide financial security to financially weaker families by covering the cost of hospitalisation and medical treatment.
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According to this scheme, eligible beneficiaries receive an Ayushman Bharat card, giving them access to cashless health services across various hospitals in India. Let's delve deeper to discover a list of diseases covered under PMJAY and how this scheme benefits millions of citizens.
What Is Ayushman Bharat (PMJAY)?
Launched in 2018, PMJAY is one of the world's largest government-sponsored health insurance schemes, providing up to ₹5 Lakh per family per year. The scheme majorly benefits families with low income.
It covers more than 1,500 medical procedures, including hospitalisation, surgery and important treatment. PMJAY covers a wide range of diseases and medical conditions, ensuring that recipients receive the necessary health services without financial stress.
Categories of Diseases Covered Under Ayushman Bharat
The disease covered under Ayushman Bharat covers a wide range of medical conditions, categorised into the following major groups:
1. Cardiovascular Diseases (Heart-Related Conditions)
· Coronary artery disease (CAD)
· Heart attack (Myocardial infarction)
· Congestive heart failure (CHF)
· Hypertension-related complications
· Angioplasty and bypass surgery
2. Cancer Treatment
· Chemotherapy and radiation therapy
· Breast cancer
· Cervical cancer
· Oral cancer
· Gastrointestinal cancers
· Lung cancer
3. Neurological Disorders
· Stroke and paralysis
· Brain tumours
· Epilepsy treatment
· Spinal disorders
· Parkinson’s disease
4. Kidney and Urological Diseases
· Chronic kidney disease (CKD)
· Kidney transplants (partial coverage)
· Dialysis (both haemodialysis and peritoneal dialysis)
· Urinary tract infections (UTI)
· Prostate gland disorders
5. Liver and Gastrointestinal Diseases
· Liver cirrhosis
· Hepatitis B & C
· Gallbladder stones
· Appendicitis surgery
· Hernia repair
6. Respiratory Diseases
· Asthma management
· Chronic obstructive pulmonary disease (COPD)
· Tuberculosis (TB)
· Pneumonia
· Interstitial lung disease (ILD)
7. Orthopaedic Conditions
· Hip and knee replacement surgery
· Fractures and bone injuries
· Osteoporosis treatment
· Rheumatoid arthritis
8. Obstetric and Gynaecological Conditions
· Normal and caesarean deliveries
· Hysterectomy (uterus removal)
· Ovarian cyst surgery
· Infertility treatments (limited coverage)
9. Paediatric Diseases (Children’s Health)
· Congenital heart defects
· Paediatric cancers
· Malnutrition-related conditions
· Neonatal care for newborns
10. Infectious Diseases
· Dengue and malaria
· HIV/AIDS treatment (select services)
· Leprosy
· Typhoid and cholera
11. Endocrine and Metabolic Disorders
· Diabetes-related complications
· Thyroid disorders
· Pituitary gland disorders
· Obesity-related medical treatments
12. Mental Health Disorders
· Schizophrenia
· Bipolar disorder
· Severe depression treatment
· Counselling and psychiatric care