Are you struggling to figure out how to download your Ayushman card for availing free health insurance coverage? Many eligible beneficiaries face challenges in obtaining their Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) e-card, which is essential for accessing cashless treatment at empanelled hospitals. As per government data, while over 10 crore Ayushman cards have been issued, many people still find the download process for the Ayushman card confusing.
In this article, we will simplify the steps to download the Ayushman card online, so you can easily get your health insurance card and secure your family's healthcare needs.
What is the Ayushman card?
The Ayushman card, also known as the PM-JAY e-card or PMJAY Golden card, is a health insurance card issued under the Ayushman Bharat scheme. It provides an annual health cover of up to ₹5 lakhs per family for secondary and tertiary care hospitalisation. The card can be used for cashless treatment at any of the PM-JAY empanelled public or private hospitals across India. Over 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) are eligible for this scheme based on the deprivation and occupational criteria of the Socio-Economic Caste Census 2011 (SECC 2011) data.
Documents required to apply for and download Ayushman card
To apply for and download the Ayushman card online, you will need the following documents:
· Aadhaar card of the head of the family
· Ration card or official family ID document
· The contact phone number linked with Aadhaar
· A passport-size photograph of the head of the family
Beneficiaries can also visit their nearest Common Service Centre (CSC), provide these documents, and get their e-card made.
Having these documents handy will make the application and download process smoother and faster.
How to download Ayushman card online?
There are multiple ways to download your Ayushman health insurance card online. Let's look at the step-by-step process for each method:
A. Using the PM-JAY official website
1. Visit the official PM-JAY website.
2. Click on the 'Download Ayushman Card' tab.
3. Enter your registered mobile number and click on 'Generate OTP'.
4. Enter the OTP received on your number and click on 'Verify'.
5. Select your state and enter your Ration Card number or RSBY URN number.
6. Click on the 'Search' button.
7. The list of family members will appear. Click on 'Download Card' for each beneficiary.
B. Through the Aarogya Setu or Ayushman Bharat app
1. Download the Aarogya Setu app or the Ayushman Bharat app from the Google Play Store or the Apple App Store.
2. Open the app and click on the 'Ayushman Bharat' section.
3. Click on 'Download Ayushman Card'.
4. Enter your registered mobile number and enter the OTP received.
5. Select your state and enter your Ration Card number or RSBY URN.
6. The list of family members will appear. Click on 'Download Card' for each beneficiary.
C. Via Common Service Centres (CSCs)
1. Locate your nearest CSC by visiting the government portal.
2. Visit the CSC with your Aadhaar, Ration Card, and a passport-size photo.
3. Request the Village Level Entrepreneur (VLE) at the CSC to generate your Ayushman card.
4. Provide the required documents and authenticate using your Aadhaar number.
5. The VLE will download and print your Ayushman card.
Tip: Using your Aadhaar number makes the process quicker. If your family is eligible but not listed, visit your nearest Common Service Centre (CSC) with the required documents to get added.
Troubleshooting common issues during download
If you face any issues while trying to download the Ayushman card online, try the following:
· Ensure your mobile number is linked with your Aadhaar.
· Check that you have entered the correct Ration Card number or RSBY URN.
· If the OTP is not received, wait for some time and try again.
· Visit your nearest CSC for assistance if you are unable to download the card online.
For any further queries, you can call the PM-JAY helpline number: 14555.
How to use the Ayushman card for treatment?
Once you have downloaded your Ayushman health insurance card, you can follow these steps to avail cashless treatment:
1. In case of a medical emergency, visit the nearest empanelled PM-JAY hospital.
2. Carry your Ayushman card, Aadhaar, and a valid photo ID proof.
3. Inform the Pradhan Mantri Arogya Mitra (PMAM) at the hospital helpdesk about your Ayushman card.
4. The PMAM will verify your card and check your eligibility using the PM-JAY system.
5. Once verified, you can avail cashless treatment up to ₹5 lakh per family per year.
You can also call the helpline number 14555 to find the nearest empanelled hospital. Remember to carry your Ayushman card and a valid photo ID whenever you visit a hospital for treatment.
Summing up
The Ayushman Bharat PM-JAY scheme offers crucial financial protection to vulnerable families during medical emergencies. By simplifying the process to download the Ayushman card online, the government aims to ensure no eligible beneficiary is left without access to quality healthcare.
We hope this guide helps you easily obtain your Ayushman health insurance card, so you can secure your family's well-being. If you require further assistance in understanding your health insurance needs and options, do not hesitate to contact our experts at Generali Central Insurance.
FAQs
1. Who is eligible for the Ayushman Bharat scheme?
Families listed under the Socio-Economic Caste Census (SECC) 2011 data as economically weaker or vulnerable are eligible. You don't need to apply separately; if you're listed, you're covered.
2. Is there any minimum or maximum age limit for the scheme?
No. The Ayushman Bharat scheme covers all ages, from newborns to senior citizens, if they belong to an eligible family. There’s no age cap or minimum age requirement.
3. How can I check if I am eligible for PM-JAY?
You can check your eligibility by visiting the PM-JAY website and entering your mobile number or ration card details. Alternatively, you can check at your nearest Common Service Centre (CSC).
4. Is it mandatory to have an Aadhaar card to avail PM-JAY benefits?
Not necessarily. While Aadhaar can speed up the verification process, other government-issued IDs like voter ID, ration card, or driving licence can also be used to access the benefits.
5. Can I use my Ayushman card in any state of India? – H3 Tag
Yes. The Ayushman Bharat card is portable and valid across India. You can use it at any empanelled hospital nationwide, regardless of your home state.
