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COVID 19 has shown us that nothing else matters more than health. Which is why, we bring to you, Gift of Health, a plan that has been designed to secure the health of those who matter to you. Now you can gift your domestic help, friends, family, or even an NGO with the Generali Central Gift of Health plan that covers hospital costs and accidents depending on which product you choose.

After all, a gift of health is the most valuable gift you can give someone.

What is Gift of Health plan?

Apart from your immediate family, there are many people you love. You want the best for them and wish they stay safe and financially secure. These people can include your friends, extended family, relatives, NGO and even your domestic help. Gift of Health plan allows you to secure people who matter to you. It is the most valuable gift you can give to someone you love. The plan aims to protect the health of people dear to your heart.

Who all can be given Gift of Health plan?

Gift of Health can be given to:

Your domestic help (cook, maid, driver, etc.)

Your relatives, extended family, friends

Any person registered under NGOs, old age homes, orphanages or registered with state/central government

You can also extend the Gift of Health plan to the family of the Gift receiver. Family in this regard will include self, spouse and two dependant children (up to 25 years of age).

Why buy Gift of Health

Flexible

Person gifting can offer cover to a relative or a friend including their spouse and children.

Lump Sum Benefit

Get a lump sum benefit if the policyholder gets hospitalized or has any accidental injuries.

Dedicated Service

We value your concerns and provide attentive assistance at all times. We guide you and work for you.

No Medicals

There is no medical examination required up to the age of 55 years.

What products are covered in Gift of Health

You can either choose any one product from below or gift both.

If both the products are bought for the same person, then you will get a discount of 10% on the total premium.

Future Hospicash

In case of hospitalization, rest assured of daily cash benefit to avoid using the savings.

Accident Suraksha

Get a lumpsum amount in case of accidental injuries leading to disability / death.

What is Covered?

Future Hospicash: Hospitalization expenses can be financially burdening. By giving your loved ones the Gift of Health Future Hospicash plan, you enable them to receive a daily cash benefit in case of their hospitalization. This financially protects them and avoids draining their savings.

There are two categories of the Future Hospicash plan. Plans A and B (elaborated below) can be offered for 30 days or 60 days.

Benefits	Plan
	Plan A (30 days)	Plan B (60 days)
Daily Hospitalization benefit due to sickness	₹ 500	₹ 1000
ICU benefit in home city of residence. (max. 10 days)	₹ 1000	₹ 2000
ICU benefit in other than home city of residence (max. 10 days)	₹ 1500	₹ 3000
Convalescence benefit for hospitalization exceeding consecutive ten days	₹ 5000

Accident Suraksha Cover: Accidents can be emotionally and financially draining. To protect your loved ones from the financial impact of an accident, you can give them the Generali Central Gift of Health – Accident Suraksha Cover. The Accident Suraksha cover provides a lump sum amount, in case of accidental injuries leading to disability/death.

This cover is applicable for the following occurrences:

Cover	Sum Insured(₹)	Sum Insured(₹)
Accidental Death	5,00,000	10,00,000
Permanent Total Disablement	5,00,000	10,00,000
Permanent Partial Disablement	5,00,000	10,00,000

Nominee Details:

The Gift receiver’s immediate family member (father/mother/son/daughter/spouse of primary insured) can be the nominee.
You (Gift giver) cannot be the nominee under the policy.
In case of cover offered to persons below 18 years, details of the assignee are collected.

Who is eligible to receive the Generali Central Gift of Health Plan?

People who meet the following age eligibility criteria can be the receiver of the Generali Central Gift of Health Plan:

Product	Adults	Child
Accident Suraksha	18 years - 70 years	3 years to 25 years
Future Hospicash	18 years - 65 years	6 months to 25 years

Period of cover: One year from the policy issuance date.

What is not covered?

Exclusions under Future Hospi Cash cover

Hospitalization for cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational or unproven procedures or treatments.
Non-Allopathic Treatment / Hospitalization.
Injury or illness caused in a war, invasion or other similar operations
Any hospitalization outside India.

Exclusions under Accident Suraksha cover

Any existing disablement before the inception of the policy
Suicide and attempted suicide
Serving in military or armed forces
Occurrence of accident under the influence of drugs, alcohol & other intoxicants

The above list is indicative in nature. For detailed coverage & exclusions, please refer to the policy wordings of our approved products, Future Hospicash (UIN: Generali CentralIHLIP22105V022122) and Accident Suraksha (UIN: Generali CentralIPAIP18040V021718)

What Generali Central Health Insurance Offers

94%

Claim Settlement Ratio
3 hr

Cashless Settlement
6000

Cashless Hospitals

How to buy Gift of Health

You can purchase our Gift of Health in several ways:

You Can Call On Our HELPLINE

1800-220-233 / 1860-500-3333 / 022-67837800

SEND US AN EMAIL

GCIcare@generalicentral.com

VISIT BRANCH

Walk-in to any of our nearest branches

BRANCH LOCATOR

What happens after purchase?

Once you buy the Generali Central Gift of Health plan for your loved ones, you can be at ease regarding their financial security during a health crisis. You also get documents that can help you understand the plan better:

Policy Schedule You will receive the policy schedule, an outline of the Generali Central Gift of Health plan cover. This outline will include details of the policyholder, coverage amount, additional clauses, exclusions, warranties, etc.
Premium Receipt You will receive the premium receipt of the amount you paid to buy the Generali Central Gift of Health plan.
Policy Coverage and Terms & Conditions This document will explicitly list the coverage of the Generali Central Gift of Health plan along with the applicable terms and conditions. You should read this policy document carefully and highlight important details. In case of any doubt or discrepancy, you can contact us.
Claim Form You can take this claim form to register your claim with the nearest Generali Central branch. Alternatively, you can choose to make a claim online or email the claim details to us, and we will guide you on how to proceed further.

What is the claim process?

Our claim settlement process is fast and relaible.

1

Call Us on
Toll Free

Call us at our toll-free number 1800-220-233 or email us at GCIcare@generalicentral.com for any query or claim registration.
2

Register
Claims

We work supremely fast to solve your query and register claims.
3

Claim
Form

Download and fill the Generali Central health claim form
4

Claim
Settlement

We will settle the claim in subject to policy terms and conditions

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PRODUCT NAME: GIFT OF HEALTH | REFERENCE NO – 353 | LAUNCH DATE: 04TH JAN 2022

Wise choices like the Gift of Health plan shows your protective instinct for those you love.

Disclaimers:

At the end of one year policy period, primary insured shall have an option to migrate from the Future Hospicash cover in this scheme/ offering to our existing Future Hospicash Policy or, to migrate from Accident Suraksha cover in this scheme/ offering to our existing Accident Suraksha policy
We ask your essential details such as your name, address, the Gift receiver’s age, gender, and contact details as mentioned in the Gift of Health proposal form. These details will help us in determining the final premium and servicing of the plan

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Gift of Health

What is Gift of Health plan?

Who all can be given Gift of Health plan?

Why buy Gift of Health

Flexible

Lump Sum Benefit

Dedicated Service

No Medicals

What products are covered in Gift of Health

Future Hospicash

Accident Suraksha

What is Covered?

What is not covered?

What Generali Central Health Insurance Offers

How to buy Gift of Health

What is the claim process?

Register Claims

Claim Form

Claim Settlement

Need to know more about Health Insurance?

Download documents

Register
Claims

Claim
Form

Claim
Settlement