Rural Insurance

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Commercial Insurance

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Personal Insurance

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Renew

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Claim

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Help & Support

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

About Us

Forms and Downloads

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Other Insurance

Commercial Insurance

Customer Service

Reach Us

Enquiry Form

Grievance Redressal

FAQS

Locators

Lifestyle Insurance

Dog Insurance

Home Insurance

ABHA

Create ABHA no.

Benefits

FAQs

Blogs

Health Insurance

Motor Insurance

Travel Insurance

Home Insurance

Lifestyle Insurance

Report a claim

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Careers

Life at GCI

Why Work with Us

Current Openings

Campus Hiring

Property Insurance

Standard Fire & Special Perils Policy

Industrial All Risk Insurance

Burglary Insurance

Our Company

About GCI

Vision/Mission

Management

Awards

Sustainability

DEI

Motor Insurance

Car Insurance

Bike Insurance

Financial Information

Media Kit

Public Disclosure

Annual Report

AGM Notices

EGM Notices

Claim Tracker

Motor Claim

Crop Claim

Other Claim

Marine Insurance

Normal Cargo

Group Health products

Sukshma Hospi-Cash group (File and Use)

Group Health Insurance (Revised) (Use and File)

Group Personal Accident (Revised) (Use and File)

Janata Personal Accident – Group (Use and File)

Group Loan Bima (Use and File)

Alpa Bima-Group (Use and File)

Future Event Insurance

Social gatherings and events make life worth enjoying. With Future Events Insurance, you can secure yourself both medically and financially.

Media Kit

Press Release

Press Coverages

Roadside Assistance

Met with an accident? Stranded in the back of the beyond? Why let such mishaps spoil your beautiful journey. Get dedicated Roadside Assistance with Generali Central’s car and bike insurance!

Corporate Social Media

Overview

THSN

CSR Committee

Projects

Travel Insurance

Jet Set Secure

Schengen & Worldwide Travel

Student Travel

Overseas Travel

Domestic Travel

Liability Insurance

Public Liability Insurance

Product Liability Insurance

Errors & Omissions

Employees Compensation Insurance

Commercial General Liability Insurance

Claim Process

Motor Claim

Health Claim

Travel Claim

Accident Claim

Other Claim

Contact Us

WhatsApp

Call Us

Email Us

Engineering Insurance

Erection All Risks Insurance

Contractors All Risks Insurance

Contractors Plant & Machinery Insurance

Electronic Equipment Insurance

Machinery Breakdown Insurance

Health Insurance

Health Insurance

Personal Accident

Quick Pay

Need Analysis

Become a partner

Locators

Careers

PSV Badge Driving Licence – A Detailed Guide

11 Aug 2026

Having a PSV badge on your licence lets you properly drive a vehicle used for hiring out passenger transport. Taxis, cars, and app-based cabs all need to have a Public Service Vehicle badge. Failure to have it can result in fines, losing your licence, and problems during accident reviews or the checking of your car insurance claim.

call-icon down-arrow

Share your details

We're here to help you find the perfect insurance plan. our team will get in touch.

Please select product

We respect your privacy. Your details are safe with us.

Thank you for your interest!

Our team will contact you shortly to provide personalized assistance with your insurance plan.

AJ

Table of Content

Introduction

There are stricter legal requirements for operating a car for passenger transportation than for private driving. There are additional licensing requirements that drivers who transport paid passengers must meet to ensure safety, accountability, and governmental oversight.

One of these requirements is the PSV badge, which allows drivers to operate public service vehicles. But what is a Public Service Vehicle badge? Why is it needed? Who needs one? This Generali Central guide covers all of this, including what it means for commercial driving and paperwork.

What Does a PSV Badge Mean?

A PSV badge means an official permit from the Regional Transport Office that allows a driver to run a Public Service Vehicle. Taxis, auto-rickshaws, and app-based cabs that take people places for money are all examples of public service vehicles.

The badge shows that the driver has passed more than just a routine licence check. If, say, a taxi driver is pulled over for a routine check, the Public Service Vehicle badge shows that they are legally allowed to take people.

What is a PSV Licence and how is it Different from a Normal Driving Licence?

A PSV licence is an endorsement on a driver's license that is connected to it by a badge. A regular driver's license only lets you drive your own car. With the PSV endorsement, you can legally transport people for hire and make sure you follow all transportation rules.

For example, a driver may be subject to fines if they use their own car as a cab without having a PSV licence endorsement.

Why is a Public Service Vehicle Badge Required for Commercial Driving?

Customers must have a PSV badge to make sure they are safe, responsible, and that the government is keeping an eye on things. Commercial drivers work long hours and deal with customers. To reduce risks, the authorities require background checks, physical fitness, and proof.

For instance, if a cab is involved in an accident, the police might look at the driver's licence, the car's papers, and the records of the car insurance company.

Who Needs a Public Service Vehicle Badge?

A PSV badge is required for any driver who uses a car to move people for money. This includes taxi drivers, car drivers, and drivers who work for ride-hailing apps. Private car users who only use their cars for personal trips don't need it.

For instance, a driver who wants to switch from private use to business taxi services needs to apply for a Public Service Vehicle badge before they can take passengers.

What are the Eligibility Criteria for a Public Service Vehicle Badge?

To be eligible, you usually need to have a legal commercial driver's license, be at least a certain age, and pass medical and police checks. As part of the approval process, applicants must show that they are physically fit and have no criminal records.

If the medical test fails or the police check isn't completed, the application could be delayed or denied.

How can You Apply for a PSV Badge?

If you follow the steps for getting a business licence, you can get a Public Service Vehicle badge from your Regional Transport Office (RTO). You have to submit documents, undergo a background check, and be physically fit as part of the application process to ensure you can properly drive a public service vehicle.

Some states let you start the process online in part, but you usually have to go to the RTO in person to finish the proof process. Before you can start the process, you must have a current commercial driver's license.

To apply for a PSV badge in general, you must do the following:

1. Make sure your commercial driver's license is still valid.

2. Get the necessary documents together, such as proof of name and address.

3. Get a certificate of physical fitness from a licensed doctor.

4. Follow the rules for local travel and get a police check.

5. Send the form to the RTO or an authorised portal.

6. Pay the government fees that are due.

7. If you are needed to, show up for verification or biometric appointments.

Once you're accepted, you'll receive a Public Service Vehicle badge linked to your licence. This lets you legally transport people for money.

Protect your drive today

AJ

What are the Common Reasons for Public Service Vehicle Badge Rejection?

People often don't get their Public Service Vehicle badges because their paperwork is incomplete or incorrect, they fail their medical fitness tests, or they receive poor police verification reports. Applications are also turned down if the type of licence does not match the type of vehicle that will be used for business passenger transport.

There are times when licence information and car registration records don't match up, which can cause delays or even denials. Applicants may also be turned down if their licence has expired, is suspended, or does not have a business endorsement.

One example is if a driving licence is only for personal use and hasn't been upgraded to allow commercial driving, the transport authority may not grant the Public Service Vehicle badge.

What happens if you Drive Without a PSV Badge?

It is illegal to drive a Public Service Vehicle without a Public Service Vehicle badge. Fines, licence suspension, car seizure, or even losing your job are all possible punishments. It can also make the court process more difficult after an accident.

For example, if a business driver doesn't have a Public Service Vehicle badge, it could cause problems when investigating a car insurance online claim.

Does a Public Service Vehicle Badge Affect Car Insurance Coverage?

A PSV badge helps you follow the law, but it doesn't replace the need for insurance. Commercial cars need the right insurance, and driver authorisation is one of the factors considered when a claim is being processed.

You can read about the types of car insurance policies in India to learn about the different types of coverage. This article also talks about how usage affects insurance coverage.

Expert Note

This information is based on standard motor vehicle regulations and insurance guidelines issued by the Insurance Regulatory and Development Authority of India (IRDAI) and commonly followed transport authority practices. Licensing rules and insurance conditions may vary by state and insurer.

FAQs

1. Do I compulsorily need EP in car insurance?

No, you are not compelled to get EP along with your comprehensive car insurance plan. However, if you have a new or expensive car, it is highly recommended.

2. Is the EP add-on cover worth the extra cost?

Yes, the additional expense is worth it. In the case of an emergency, you will end up spending a lot more if you don't have EP. Hence, getting this add-on proves to be economically viable ind long run.

3. Can I add this rider during renewal?

Yes, you can add the EP rider when you renew your car insurance plan. You can also get it when you buy a fresh motor insurance policy.

Leaving too soon!

Didn’t find what you are looking for? Let our experts guide you.

  • Whatsapp
  • Feedback