Build Your Car Insurance Plan

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80% users select IDV in this range

Cover Plans

Basic Coverage

Basic coverage for your car

3 Benefits

Enhanced Coverage

Basic coverage with extra benefits

6 Benefits

Car damage
This will cover the cost of repairing your own vehicle if it is damaged in an accident, theft, or other unforeseen event.
Third Party liability cover
This will protect you from claims made by third parties for damages caused by your actions or negligence.
Road side assistance
This will provide you with assistance in case your vehicle breaks down or you experience another roadside emergency.
Zero depreciation
This will ensure that the insurance company does not charge you for the depreciation of your car's parts in case of a claim. This means that you will receive the full cost of repairs, without having to pay anything yourself.
Loss of Personal Belongings
This will provide coverage for the loss or damage of your personal belongings that are kept in your car.
Key protection cover
This will cover the cost of replacing your car keys if they are lost, stolen, or damaged.

Extended Coverage

Premium plan with extended benefits

6 Benefits + Add on

Car damage
This will cover the cost of repairing your own vehicle if it is damaged in an accident, theft, or other unforeseen event.
Third Party liability cover
This will protect you from claims made by third parties for damages caused by your actions or negligence.
Road side assistance
This will provide you with assistance in case your vehicle breaks down or you experience another roadside emergency.
Zero depreciation
This will ensure that the insurance company does not charge you for the depreciation of your car's parts in case of a claim. This means that you will receive the full cost of repairs, without having to pay anything yourself.
Loss of Personal Belongings
This will provide coverage for the loss or damage of your personal belongings that are kept in your car.
Key protection cover
This will cover the cost of replacing your car keys if they are lost, stolen, or damaged.
Consumable cover
This will cover the cost of replacing consumables arising out of damage to the vehicle insured and/or to its accessories caused by insured peril under the Policy.
Tyre cover
This will cover loss or damage to tyre(s) of the Insured Vehicle arising out Bulge / Bursting / Cut in tyre due to accidental external means
Return to invoice
This will provide original invoice value if car is stolen or damaged beyond repair. This includes first-time registration charges and road tax. You will also receive customs duty paid/ applicable, whichever is less.
Engine protection
This will cover the consequential loss to internal child parts of the engine and/ or gear box, differential or transmission assembly of the insured vehicle

External CNG/LPG cover

My vehicle has an external CNG kit

Electrical accessories Provides cover for additionally fitted parts such as Car Stereo, Central Locking, Fog lights

Non-electrical accessories Provides cover for additionally fitted accessories such as Alloy Wheels, Seat Cover, Bumpers

Personal accident cover for owner driver This cover can be waived off only if you have a Personal Accident Death & Permanent Disability cover for at least 15 lakhs from any General Insurer.

₹

Legal liability paid to driver?

Personal accident cover for co-passenger This will cover compensation in case of bodily injuries or death of co-passengers

Quote no: 12345678

Premium breakup

Third party premium

Own damage premium

Add-ons premium

CPA For Owner Driver (Included)

NCB discount (Less)

Online discount (Less)

Net premium

GST (18%)

Final premium

Build Your Plan

Cover Plans

External CNG/LPG cover

Premium breakup

Premium Breakup

Edit cover

Extended Coverage