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health-unlimited
Exclusive 5% discount on online purchase
What is Health Unlimited?
Health Unlimited is a health insurance plan that provides comprehensive protection for you and your loved ones. It covers a wide range of medical needs, from in-patient hospitalization and maternity expenses to modern treatments and even wellness programs, ensuring you are prepared in times of uncertainty. Health Unlimited offers multiple sum insured options up to Rs. 2 crores along with unlimited restoration of the sum insured. It provides coverage for both mental and physical health, ensuring overall wellness for you and your family. Enjoy affordable premiums, flexible payment options, and wellness benefits for a healthier and stress-free life.
Features of Health Unlimited
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In-Patient Hospitalisation
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Daycare Treatment Expenses
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Pre and Post Hospitalization Medical Expenses
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Organ Donor Expenses
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Modern Treatments Method and Advancement in Technologies
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AYUSH Treatment
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Maternity Expenses
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Accidental Hospitalization
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Emergency Road Ambulance
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Emergency Medical Evacuation
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Home Healthcare Expenses
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OPD Treatment
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Medical Second Opinion
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Medical Treatment Abroad
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Wellness Benefits
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Cumulative Bonus
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Unlimited Restoration of Sum Insured
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Bariatric Surgery
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Inflation Guard
Optional covers
You can further enhance the coverage of your policy by choosing from these three optional covers:
Consumables / Non-medical Expenses Cover
Waiver of Mandatory Co-payment
Voluntary Deductible
Benefits of Buying Health Unlimited Online
Individual and Family Floater Plans
Health Unlimited offers flexible plan options to meet the coverage needs of both individual policyholders and families. You can cover your spouse, children under the family floater plan. For parents, you can take a separate floater policy. This makes it a cost-effective solution, ensuring peace of mind for all.
24/7 Availability
By purchasing Health Unlimited online, you can complete your purchase anytime, anywhere. The platform is available 24/7, allowing you to buy health insurance at your convenience from the comfort of your home.
Transparent Information
Get complete and transparent information about the Health Unlimited plan without relying on agents or third-party platforms. Check all the details about coverage options, premium costs, and policy terms to make an informed decision.
Instant Policy Issuance
Once you complete the payment, we will instantly share your Health Unlimited policy in your inbox. No need to wait for days or lengthy paperwork. You can access your policy documents immediately and have peace of mind knowing that your coverage is active from the moment you purchase.
User-Friendly Interface
Generali Central's website is designed for ease of use. Whether you are familiar with insurance or new to the process, our user-friendly design helps you navigate the process without any hassle.
Secure Transactions
When you buy Health Unlimited online, you can be rest assured that your personal and payment information is safe. Generali Central uses advanced security measures to protect your data and ensures secure transactions.
FAQs about Health Unlimited
What is Generali Central's "Health Unlimited"?
Health Unlimited is a comprehensive health insurance plan offering extensive coverage for medical expenses, including in-patient care, maternity expenses, mental wellness, OPD treatments, and modern treatment methods. It provides high sum insured options and additional wellness benefits for overall well-being.
Is there any age limit for getting covered under Health Unlimited?
Yes. To get covered under Health Unlimited, you must meet the following age criteria:
Adult: Minimum 18 years and maximum 65 years
Children: Minimum 91 days and maximum 25 years
What are the sum insured options available under Health Unlimited?
With Health Unlimited, you can select from multiple sum insured options: Rs.7.5 lakh, Rs.10 lakh, Rs.15 lakh, Rs.25 lakh, Rs.50 lakh, Rs.1 crore, and Rs.2 crore.
What does Health Unlimited include?
Health Unlimited includes in-patient hospitalisation, pre and post-hospitalisation expenses, maternity expenses, OPD treatments, AYUSH treatments, modern procedures, emergency medical evacuation, home healthcare, and even treatment abroad.
What is not covered in Health Unlimited?
Health Unlimited does not provide coverage for the following:
· Any unnatural cause of physical injury like alcohol, drug influence, etc.
· Injury or illness caused in a war, invasion or other similar operations
· Hormone or sex-change-related treatment
· Non-prescribed drugs & medicines
· Venereal /Sexually Transmitted disease other than HIV/AIDS
· Stem cell storage
· Intentional self-injury
How can I buy Health Unlimited?
You can buy Health Unlimited online by following three simple steps:
We only need some basic details to give you a quote.
Select a quote that suits you and fill in our proposal form. Answer some questions about your health.
Pay the premium and get your policy in your inbox.
Are there any optional covers available with Health Unlimited?
Yes, optional covers include consumables/non-medical expenses cover, waiver of mandatory co-payment, and voluntary deductible, allowing you to customise the policy to fit your needs.
How do cashless claims work with Health Unlimited?
Cashless claims are available at all Generali Central network hospitals. All you need to do is present your health card at the time of admission to avail the treatment. We will settle the bill directly with the hospital.
Is there a waiting period for maternity benefits under Health Unlimited?
Yes, maternity benefits are subject to a waiting period of 36 months before coverage kicks in.
Where can I contact in case of a claim?
You can call our 24-hour call center at 1800 103 8889 or fax us at 1800 103 9998. You can also email us at GCH@generalicentral.com.
Are there any discounts applicable in Health Unlimited?
Yes, you can enjoy a 5% discount on premiums if you purchase Health Unlimited online.
Download documents
Receive all your documents with a click
PRODUCT NAME: HEALTH UNLIMITED | UIN NO: FGIHLIP26041V012526 | LAUNCH DATE: 12TH MAY 2025
Disclaimer:
^Unlimited Refills (Restoration Benefit) - Triggers from the 2nd claim onwards to restore S.I. up to base S.I. for unlimited times for same and different illnesses. ^Unlimited Coverage - Once in the lifetime of the policy and for any one claim, this benefit shall cover the claim for actual admissible amount. ^Inflation Guard - Additional S.I. at each renewal which can be accumulated up to a maximum of 100% of policy sum insured. ^Premium payback - Discount on renewal premium in the 5th year, equivalent to the 1st year base premium, if there’s no OPD/IPD hospitalization claim in the preceding 4 consecutive policy years. *T&C apply.
